Money makes money. From salary to financial freedom

One of the components of freedom is financial independence. The income of a financially free person allows them not to constantly think about money as a means of existence. Dmitry Lebedev wrote this book based on his own experience of achieving financial freedom and the experience of his clients, friends, and acquaintances. All examples in it are real, all recommendations are specific and verified. Where can and should one invest money, and where is it too risky? What generates income, and how to balance investments in different types of assets? How are assets different from liabilities, and what dangers await a person with money and a Russian passport? The very first financial lesson is to understand what assets and liabilities are. Assets are not always assets, and liabilities are always liabilities. It is necessary to grow assets throughout one's life and get rid of liabilities. A common person buys an apartment and rejoices: they think they have acquired an asset. A car – that is also an asset. A summer house – that is also an asset. They have the impression that they are becoming wealthier, their fortune is growing, but this is not the case at all. In reality, an asset is something that generates money, income. A liability is something that takes away money, time, effort, and does not bring income. With most liabilities, it is impossible to do anything worthwhile. Then it is necessary to get rid of them, sell at any price or throw them away. Rent out real estate that does not generate income. If renting is not possible, sell it. If you think today's market price is very low, sell anyway! And invest the money in an asset that generates income. This book will help you break free from the cycle of constant money shortages. The author will teach how to create personal capital, preserve it, and multiply it so that the race for money stops being the first item on the agenda, allowing you to truly live, relax, travel, help others – do what you love and what you are ready for.